Privacy Policy

last updated: February 11, 2026

Last Updated: February 11, 2026

ExSpenditure (“we,” “us,” or “our”) operates the website https://www.exspenditure.com (the “Site”). We are committed to protecting your privacy and being transparent about how information is collected, used, and safeguarded.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit or interact with our Site.

1. Information We Collect

a. Information You Voluntarily Provide

We may collect personal information that you voluntarily submit, including but not limited to:

Email address
Name
ZIP code or general location (for educational tools or comparisons)
Information submitted through contact forms, newsletter sign-ups, or inquiries

You are not required to provide personal information to browse the Site.

b. Automatically Collected Information

When you visit the Site, we and our third-party partners may automatically collect technical information, including:

IP address
Browser type and version
Device type and operating system
Pages viewed and time spent on the Site
Referring website or traffic source
Unique device identifiers
Geographic location (city/region level)

This information is collected through cookies, web beacons, and similar tracking technologies for analytics, advertising, and site performance optimization.

2. How We Use Your Information

We may use collected information to:

Operate, maintain, and improve the Site
Provide educational content related to electricity, solar energy, and utility markets
Respond to inquiries or support requests
Send newsletters or educational updates (with your consent)
Analyze website traffic and usage patterns
Support calculators, tools, and estimators
Serve personalized advertisements through third-party networks
Prevent fraud and ensure site security
Comply with legal or regulatory obligations
Facilitate referrals to third-party comparison platforms or providers when you choose to engage

We do not use personal information for automated decision-making or profiling that produces legal or significant effects without human intervention.

3. Cookies & Tracking Technologies

We use cookies and similar technologies to improve user experience, understand visitor behavior, and serve personalized advertisements.

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember information about your visit and enable certain features.

Types of Cookies We Use

Strictly Necessary Cookies:
Required for the Site to function properly. These cookies cannot be disabled as they enable core functionality like security and accessibility.

Analytics Cookies:
Help us understand how visitors interact with the Site using services like Google Analytics. These cookies collect information such as pages visited, time spent on the Site, and traffic sources.

Advertising Cookies:
Used by Google AdSense and other advertising partners to serve personalized ads based on your browsing behavior across our Site and other websites. These cookies track your interests to display relevant advertisements.

Functionality Cookies:
Remember your preferences and settings to provide a more personalized experience.

Cookie Consent

When you first visit our Site, you will see a cookie consent banner. You can choose to:

Accept all cookies
Reject non-essential cookies
Customize your cookie preferences

You can change your cookie settings at any time by clicking the “Cookie Settings” link in the footer of our Site or through your browser settings.

Managing Cookies

You can control or delete cookies through your browser settings:

Chrome: Settings > Privacy and Security > Cookies
Firefox: Settings > Privacy & Security > Cookies and Site Data
Safari: Preferences > Privacy > Cookies
Edge: Settings > Privacy > Cookies

Note that disabling certain cookies may affect site functionality and your ability to access some features.

4. Advertising & Third-Party Ad Networks

We use Google AdSense and other third-party advertising networks to display advertisements on our Site.

Google AdSense

Google and its advertising partners use cookies and similar technologies to:

Serve ads based on your prior visits to our Site and other websites
Deliver personalized advertising based on your interests and browsing behavior
Measure ad performance and effectiveness
Prevent fraud and ensure ad quality

Google’s advertising cookies may collect:

IP address
Browser type and version
Pages viewed on our Site
Time spent on pages
Referring websites
Device information
Approximate geographic location

How Google Uses Your Information

When you visit our Site, Google may collect and use your information as described in Google’s Privacy Policy. Google acts as an independent data controller for information collected through AdSense.

For more information: https://policies.google.com/technologies/partner-sites

Opting Out of Personalized Advertising

You can opt out of personalized advertising by visiting:

Google Ads Settings: https://www.google.com/settings/ads
Network Advertising Initiative (NAI): https://www.networkadvertising.org/choices/
Digital Advertising Alliance (DAA): https://www.aboutads.info/choices/
European Interactive Digital Advertising Alliance (EU): https://www.youronlinechoices.eu/

Opting out will not prevent you from seeing ads, but the ads will be less relevant to your interests.

5. Analytics Services

We use Google Analytics to understand how visitors use our Site. Google Analytics uses cookies to collect information such as:

How often users visit the Site
What pages they visit
What other sites they used prior to visiting
Geographic location and language preferences

This information is used in aggregate form to improve the Site and understand user behavior. Google Analytics data is retained for 26 months.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout

6. Educational Content & Data Sources

ExSpenditure is an education-first platform. We do not sell electricity or solar systems directly.

Some educational content, calculators, charts, or tools on the Site use publicly available data from reputable sources, including but not limited to:

U.S. Energy Information Administration (EIA)
National Renewable Energy Laboratory (NREL)
U.S. Environmental Protection Agency (EPA)
State utility commissions and public agencies
Solar equipment manufacturers and official product datasheets

All data is provided for informational and educational purposes only. Estimates are illustrative and not guarantees of pricing, savings, or system performance.

7. Affiliate & Referral Disclosure

ExSpenditure may participate in affiliate or referral programs with third-party electricity providers, solar companies, comparison platforms, and retailers (including Amazon Associates).

If you click a referral link and enroll, purchase, or request services from a third party, we may receive compensation at no additional cost to you.

We do not control third-party offers, pricing, or eligibility
All transactions occur directly with licensed providers or platforms
Compensation does not influence our educational content or recommendations
We maintain editorial independence in all content

For complete details, see our Affiliate Disclosure.

8. How We Share Information

We do not sell personal information.

We may share limited information with:

Google AdSense & Advertising Partners

When you visit our Site, Google and its advertising partners may collect and process information as described in Section 4. Google acts as a data controller for this information.

Review Google’s Privacy Policy: https://policies.google.com/privacy

Analytics Providers

We share information with Google Analytics to understand site traffic and user behavior. This information is used in aggregate form.

Affiliate & Referral Partners

When you click referral links and engage with third-party services, we may share limited information necessary for tracking referrals and attributing compensation. This typically includes:

Referral source
Timestamp
General location (city/state level)

Service Providers

We may share information with trusted service providers who assist with:

Website hosting
Email delivery
Customer support
Security and fraud prevention

These providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose information when required by law, regulation, legal process, or governmental request, or to:

Protect our rights, property, or safety
Protect the rights, property, or safety of our users or others
Prevent fraud or security threats
Enforce our Terms of Service

9. Data Retention

We retain personal information only as long as necessary for the purposes described in this Privacy Policy:

Voluntarily Provided Information: Retained until you request deletion, unsubscribe, or the purpose for collection is fulfilled
Analytics Data: Retained by Google Analytics for 26 months (default setting)
Advertising Cookies: Retained by Google AdSense according to Google’s retention policies (typically 13-24 months)
Server Logs: Retained for security and troubleshooting purposes for up to 90 days
Contact Form Submissions: Retained for up to 2 years or until resolved

You may request deletion of your data at any time by contacting us at contact@exspenditure.com.

10. International Data Transfers

Our Site is hosted in the United States. When you use our Site, your information may be transferred to and processed in the United States and other countries where our service providers operate.

Google AdSense and Google Analytics process data internationally, including in the United States. Google provides appropriate safeguards for international data transfers, including:

Standard Contractual Clauses (SCCs)
EU-US Data Privacy Framework certification
Adequate technical and organizational security measures

For more information: https://policies.google.com/privacy/frameworks

By using our Site, you consent to the transfer of your information to countries outside your country of residence, which may have different data protection laws.

11. Data Security

We use reasonable administrative, technical, and organizational safeguards to protect information, including:

HTTPS encryption for data transmission
Secure hosting infrastructure
Restricted access to personal information
Regular security assessments
Secure data storage practices

However, no internet transmission or storage system is completely secure. We cannot guarantee absolute security of your information. By using the Site, you acknowledge this inherent risk.

If we become aware of a data breach that affects your personal information, we will notify you in accordance with applicable law.

12. Your Privacy Rights

For All Users

You have the right to:

Access: Request information about the personal data we hold about you
Correction: Request correction of inaccurate personal information
Deletion: Request deletion of your personal information
Opt-Out: Unsubscribe from marketing communications at any time
Cookie Control: Manage cookie preferences through our cookie banner or browser settings

For Users in the European Economic Area (EEA), UK, and Switzerland (GDPR Rights)

Under the General Data Protection Regulation (GDPR), you have additional rights:

Right to Access: Obtain confirmation of whether we process your personal data and receive a copy
Right to Rectification: Correct inaccurate or incomplete personal data
Right to Erasure (“Right to be Forgotten”): Request deletion of your personal data under certain circumstances
Right to Restrict Processing: Limit how we use your personal data
Right to Data Portability: Receive your data in a structured, machine-readable format
Right to Object: Object to processing based on legitimate interests or for direct marketing purposes
Right to Withdraw Consent: Withdraw consent for cookie placement, marketing, or other consent-based processing at any time
Right to Lodge a Complaint: File a complaint with your local data protection authority

Legal Basis for Processing:

Consent: For cookies, personalized advertising, and email marketing (you can withdraw anytime)
Legitimate Interests: For analytics, site improvement, fraud prevention, and security
Legal Obligations: For compliance with applicable laws and regulations

Data Protection Officer:
For questions about your GDPR rights, contact us at contact@exspenditure.com

EU Representative:
If required under GDPR Article 27, we will designate an EU representative and provide contact details here.

For California Residents (CCPA/CPRA Rights)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have specific rights:

Right to Know:
You can request information about:

Categories of personal information collected
Categories of sources from which information is collected
Business or commercial purposes for collection
Categories of third parties with whom we share information
Specific pieces of personal information we hold about you

Right to Delete:
Request deletion of personal information we have collected, subject to certain exceptions.

Right to Opt-Out of Sale/Sharing:
While we do not directly “sell” personal information as traditionally defined, third-party advertising partners like Google AdSense use cookies that may constitute a “sale” or “sharing” under California law.

Do Not Sell or Share My Personal Information:

To opt out of personalized advertising (which may constitute a “sale” or “share” under CCPA):

Adjust your cookie preferences through our cookie consent banner
Visit Google Ads Settings: https://www.google.com/settings/ads
Use browser settings to block third-party cookies
Enable Global Privacy Control (GPC) in your browser

Right to Correct:
Request correction of inaccurate personal information.

Right to Limit Use of Sensitive Personal Information:
We do not collect or use sensitive personal information as defined by CPRA.

Right to Non-Discrimination:
We will not discriminate against you for exercising your CCPA/CPRA rights, including by:

Denying goods or services
Charging different prices or rates
Providing a different level or quality of service

Authorized Agent:
You may designate an authorized agent to make requests on your behalf. We may require verification of the agent’s authority.

Verification:
To protect your privacy, we will verify your identity before responding to requests. We may ask for additional information to confirm your identity.

Response Timing:
We will respond to verified requests within 45 days. If we need more time (up to 90 days total), we will notify you.

For Other U.S. State Residents

If you reside in Virginia, Colorado, Connecticut, Utah, or other states with comprehensive privacy laws, you may have similar rights to those described above. Contact us to exercise your rights.

How to Exercise Your Rights

To exercise any of the rights described above, contact us at:

Email: contact@exspenditure.com
Website: https://www.exspenditure.com/contact-us

Please include:

Your full name
Email address
Description of your request
State/country of residence (if exercising regional privacy rights)

We will respond within 30 days (45 days for California residents) and may need to verify your identity before processing your request.

13. Children’s Privacy

ExSpenditure does not knowingly collect personal information from children under the age of 13 (or under 16 in the EEA).

Our Site is not directed to children, and we do not knowingly solicit information from children. If you believe a child has submitted personal information to us, please contact us immediately at contact@exspenditure.com and we will promptly delete it.

14. Third-Party Websites & Services

The Site may contain links to third-party websites, tools, comparison platforms, or services. These third parties operate independently and have their own privacy policies.

ExSpenditure is not responsible for the privacy practices, content, or data handling of third-party websites or services. We encourage you to review their privacy policies before providing information.

Third-party services linked from our Site may include:

Electricity comparison platforms
Solar installer websites
Utility company websites
Government and regulatory agency websites
Retailer websites (including Amazon)

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors.

Updates will be posted on this page with a revised “Last Updated” date at the top. Material changes will be prominently noted.

Continued use of the Site after changes are posted constitutes acceptance of the updated Privacy Policy. We encourage you to review this Privacy Policy periodically.

16. Contact Information

If you have questions about this Privacy Policy, our data practices, or wish to exercise your privacy rights, contact us at:

ExSpenditure
Website: https://www.exspenditure.com
Email: contact@exspenditure.com
Contact Form: https://www.exspenditure.com/contact-us

For GDPR-Related Inquiries:
Email: contact@exspenditure.com (Subject: “GDPR Request”)

For CCPA-Related Inquiries:
Email: contact@exspenditure.com (Subject: “CCPA Request”)

We will respond to all legitimate requests within the timeframes required by applicable law.

17. Legal Compliance

This Privacy Policy is designed to comply with:

General Data Protection Regulation (GDPR) – EU/EEA/UK/Switzerland
California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
California Online Privacy Protection Act (CalOPPA)
Virginia Consumer Data Protection Act (VCDPA)
Colorado Privacy Act (CPA)
Connecticut Data Privacy Act (CTDPA)
Utah Consumer Privacy Act (UCPA)
Google AdSense Terms of Service & EU User Consent Policy
EU ePrivacy Directive (Cookie Law)
CAN-SPAM Act (email marketing)

We are committed to maintaining compliance with applicable privacy laws and regulations.

By using ExSpenditure, you acknowledge that you have read and understand this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.

This Privacy Policy was last updated on February 11, 2026. Previous versions are available upon request.

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